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Cash Management

Faster. Better. Smarter. Our solutions are difference-makers.

In the business world, funds move in a variety of directions on any given day. Processing incoming and outgoing payments as quickly, efficiently, and accurately as possible can be the key to keeping your overall finances on track. At Baraboo State Bank, we offer a range of Cash Management services that can reduce your staff workload and streamline your operations.
Our regular Online Banking already offers an array of valuable features. The Cash Management version provides upgrades, additional services, and added security for your business.

  • Multiple users with individual User IDs, Passwords and authority levels
  • ACH Origination
  • Positive Pay
  • Business Bill Pay
Reduce check-processing costs and ensure timeliness with electronic transactions that make it easy to send and receive funds.

  • Pay employees (payroll Direct Deposit)
  • Pay vendors and suppliers
  • Receive customer payments
  • Transfer funds between accounts (cash concentration)
Requires Cash Management Online Banking
Subject to Approval, Fees Apply
Stop check fraud in its tracks with Positive Pay. You can control which checks are paid from your account with a few easy steps.

  • Upload a list of your issued checks
  • Receive an alert if a check is presented that is not on your list
  • Let us know if you want the item paid or returned
Requires Cash Management Online Banking
Subject to Approval, Fees Apply
Reduce postage costs and free up staff time by paying bills online instead of by check.

  • View all your regular bills in one place
  • Make one-time payments with just a few keystrokes
  • Schedule recurring payments - such as utilities or rents - far in advance
  • Easily add new payees
  • Review past payments to any payee
  • Extra security allows businesses to establish individualized approval levels based on the employee
 
Requires Cash Management Online Banking
Subject to Approval, Fees Apply
There's no need to send someone to the bank every afternoon with the day's deposits. Merchant Remote Deposit Capture is a special scanning system that allows deposits straight from your workplace.

  • Scan checks with special desktop equipment
  • Send checks to Baraboo State Bank any time of day
  • Generate a daily report summarizing your deposits
  • Access records of past incoming payments from any source
Subject to Approval, Fees Apply
With plastic cards and electronic payments becoming more popular than cash and checks among your customers, it's important that you have an affordable and reliable processing system.

We partner with Madison-based Wind River Financial to provide credit card processing to our business customers. To find out more information or to get started, visit one of our branches or call 608-356-7703.










Baraboo State Bank is a full-service community bank with locations in Baraboo, Lake Delton, Portage and Reedsburg, Wisconsin.